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LOAN REPAYMENT and CONSOLIDATION
 

Based on the Get $mart!™ workshop "Loan Repayment and Consolidation: Options for Managing Student Loan Debt" explore the links below for helpful information on loan repayment and consolidation and strategies to best navigate your loan repayment period.

 

Repaying - This Department of Education web site tells you what you need to know about repaying federal student loans.

 
The Smart Student Guide: Repayment Plans - The four main repayment plans for federal education loans are explained here by FinAid.org. This site also includes a number of calculators designed to help you evaluate the merits of each type of repayment plan.
 
The Smart Student Guide: Loan Consolidation - This overview of loan consolidation includes the basic concept and benefits of combining student loans as well as potential drawbacks and alternatives to consolidation.
 
 
 
Direct Loan Consolidation - This is the official web site of the Department of Education's Direct Loan Consolidation program. Specific benefits may be available to graduates pursuing careers in a number of public-service jobs.
 
 
 
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