What is LRAP? | General Eligibility Criteria | Types of Eligible Employment
All Suffolk JD graduates and final semester JD candidates may apply for LRAP. However, priority is given to students who apply during their last semester of law school or within one year of graduation. To be eligible for LRAP, students must not owe an outstanding balance on their Suffolk University student tuition account and graduates must not be in default on any educational loans. From all eligible applicants, LRAP recipients will be selected by the LRAP Selection Committee based on type of employment, salary, loan debt, financial need, and available funding. LRAP recipients may select any federal repayment plan, however LRAP awards will be based on the monthly payment due under the Income Based Repayment (IBR) plan. In the event that applications exceed available funding, not all applicants will receive benefits. Award amounts will vary, not to exceed $6,000 per year. Approximately 15 new recipients are selected each year.
The program is available to all JD graduates who work in a public interest job which utilizes the legal training and skills of the graduate in one of the following types of employment:
Consideration may be given to whether the work of the agency or organization provides access to justice or services to traditionally under served clients.
The following types of employment are NOT ELIGIBLE for loan assistance:
To initially qualify for LRAP benefits, the annual gross income of the individual applicant must not exceed $49,000. Once in the program, income will be reviewed bi-annually (prior to each disbursement of funds). The income ceiling for program participants is currently $59,000. If a current LRAP recipient exceeds the income ceiling but remains in eligible employment, benefits will cease.
LRAP benefits are disbursed twice a year as reimbursement for student loans paid: in February for loans paid from July through December of the prior year, and in August for loans paid from January through June. Recipients who continue to meet all eligibility requirements of the program, as evidenced by submission of a renewal application, will receive bi-annual benefits for a maximum of ten years.
LRAP applications are available annually in March and are due no later than June 1st. The applicant is responsible for submitting a complete application by the established deadline. Recipients selected for LRAP who are unable to secure qualifying employment by December 1st will become ineligible for benefits. If qualifying employment is secured after the December 1st deadline, the applicant is encouraged to apply again next year for LRAP benefits.
Recipients of LRAP benefits are required to submit renewal paperwork twice a year showing continued eligibility for the program. Renewal Applications are available annually in March and are due no later than July 1st in order to receive August LRAP benefits, and no later than January 15th in order to receive February LRAP benefits. The Office of Financial Aid will send letters to LRAP recipients in December and June outlining the information required to obtain the next benefit check. Please keep your address current with the Office of Financial Aid and with Suffolk University Law School.
Recipients Accepted into LRAP Prior to Januaray 2013:For students who entered the Loan Repayment Assistance Program prior to January 2013, a promissory note with the loan amount expected to be paid for the next six-month period must be completed and returned with the renewal paperwork.
To receive an application:
Once completed, applications should be submitted to:
Loan Repayment Assistance Program
Initial Application - If you are a first time applicant for the LRAP program, complete all parts of this application and submit to the Office of Financial Aid.
Renewal Application - If you are a current LRAP recipient, complete all parts of this application and submit to the Office of Financial Aid for continued benefits.
Loan Payment Documentation Form - All applicants must complete this form form for the original LRAP application and all renewal applications.
Employer Certification Form - Once selected for the program, your employer must complete this certification form in order for you to receive LRAP funds.
Employer Certification Form for Spouse - Once selected for the program, married recipients must have your spouse's employer complete this certification form in order for you to receive LRAP funds.
Promissory Note - Recipients accepted into LRAP prior to January 2013 must complete this promissory note prior to each disbursement of LRAP funds.
W-9 - Once selected for the program, you must complete the IRS form W-9 in order to receive your first LRAP check. This form only needs to be completed once.
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